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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,960 | $176,105-85.8% | $159,474-84.3% | $167,536-85.1% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 11.16% | 331.91%-320.7pp | 263.68%-252.5pp | 478.82%-467.7pp |
| Employer contribution / active EE | $6,920 | $5,299+30.6% | $4,831+43.2% | $4,839+43.0% |
| Participant deferral / active EE | $4,352 | $7,751-43.9% | $7,353-40.8% | $6,342-31.4% |
| Admin fee / account holder | $440 | $12,559-96.5% | $10,802-95.9% | $12,315-96.4% |