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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,261 | $65,364-93.5% | $92,909-95.4% | $72,975-94.2% |
| Participation rate | 98.4% | 68.3%+30.1pp | 76.0%+22.4pp | 69.5%+28.9pp |
| Annual return | 21.22% | 42.11%-20.9pp | 109.44%-88.2pp | 81.01%-59.8pp |
| Employer contribution / active EE | $1,340 | $2,594-48.4% | $3,653-63.3% | $2,440-45.1% |
| Participant deferral / active EE | $2,405 | $3,128-23.1% | $4,238-43.3% | $3,608-33.3% |
| Admin fee / account holder | $505 | $4,251-88.1% | $5,795-91.3% | $5,124-90.1% |