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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,848 | $148,623-86.0% | $135,974-84.7% | $139,466-85.1% |
| Participation rate | 90.0% | 83.9%+6.1pp | 81.9%+8.1pp | 80.3%+9.7pp |
| Annual return | 35.41% | 79.30%-43.9pp | 68.30%-32.9pp | 373.66%-338.3pp |
| Employer contribution / active EE | $2,569 | $5,246-51.0% | $4,859-47.1% | $4,754-46.0% |
| Participant deferral / active EE | $9,003 | $8,103+11.1% | $7,760+16.0% | $6,712+34.1% |
| Admin fee / account holder | $369 | $12,406-97.0% | $10,767-96.6% | $11,409-96.8% |