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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,796 | $160,070-84.5% | $147,117-83.1% | $145,897-83.0% |
| Participation rate | 88.2% | 84.0%+4.2pp | 82.2%+6.1pp | 80.3%+7.9pp |
| Annual return | 27.13% | 98.69%-71.6pp | 420.54%-393.4pp | 552.29%-525.2pp |
| Employer contribution / active EE | $1,896 | $5,285-64.1% | $4,932-61.6% | $4,663-59.3% |
| Participant deferral / active EE | $7,945 | $8,419-5.6% | $8,065-1.5% | $6,689+18.8% |
| Admin fee / account holder | $751 | $15,035-95.0% | $12,993-94.2% | $13,390-94.4% |