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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,912 | $162,136+1.7% | $152,301+8.3% | $154,746+6.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 13.76% | 91.02%-77.3pp | 80.50%-66.7pp | 172.34%-158.6pp |
| Employer contribution / active EE | $11,612 | $4,890+137.5% | $4,624+151.1% | $4,379+165.2% |
| Participant deferral / active EE | $5,588 | $8,341-33.0% | $8,004-30.2% | $6,730-17.0% |
| Admin fee / account holder | $1,881 | $15,759-88.1% | $14,398-86.9% | $14,365-86.9% |