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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,521 | $160,070-2.2% | $147,117+6.4% | $145,897+7.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 19.51% | 98.69%-79.2pp | 420.54%-401.0pp | 552.29%-532.8pp |
| Employer contribution / active EE | $11,939 | $5,285+125.9% | $4,932+142.1% | $4,663+156.1% |
| Participant deferral / active EE | $5,430 | $8,419-35.5% | $8,065-32.7% | $6,689-18.8% |
| Admin fee / account holder | $1,825 | $15,035-87.9% | $12,993-86.0% | $13,390-86.4% |