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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,409 | $91,198-62.3% | $178,503-80.7% | $79,856-56.9% |
| Participation rate | 32.1% | 69.2%-37.1pp | 81.9%-49.8pp | 69.6%-37.5pp |
| Annual return | 20.06% | 24.20%-4.1pp | 151.12%-131.1pp | 31.71%-11.7pp |
| Employer contribution / active EE | $454 | $3,257-86.1% | $5,011-90.9% | $2,471-81.6% |
| Participant deferral / active EE | $1,196 | $3,237-63.0% | $5,202-77.0% | $3,741-68.0% |
| Admin fee / account holder | $819 | $6,748-87.9% | $13,987-94.1% | $5,306-84.6% |