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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,228 | $109,411-64.1% | $89,435-56.1% | $158,982-75.3% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 14.19% | 345.68%-331.5pp | 245.55%-231.4pp | 302.99%-288.8pp |
| Employer contribution / active EE | $3,102 | $3,173-2.2% | $2,587+19.9% | $4,763-34.9% |
| Participant deferral / active EE | $6,496 | $4,600+41.2% | $3,890+67.0% | $5,983+8.6% |
| Admin fee / account holder | $5,726 | $6,159-7.0% | $4,884+17.2% | $11,252-49.1% |