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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,562 | $93,617-55.6% | $135,982-69.4% | $75,177-44.7% |
| Participation rate | 95.2% | 75.2%+20.0pp | 81.9%+13.3pp | 67.2%+28.0pp |
| Annual return | 14.26% | 30.89%-16.6pp | 68.32%-54.1pp | 160.75%-146.5pp |
| Employer contribution / active EE | $1,771 | $3,538-50.0% | $4,859-63.6% | $2,671-33.7% |
| Participant deferral / active EE | $4,005 | $6,406-37.5% | $7,760-48.4% | $4,126-2.9% |
| Admin fee / account holder | $2,531 | $6,980-63.7% | $10,767-76.5% | $5,651-55.2% |