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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,560 | $45,872-77.0% | $77,100-86.3% | $68,490-84.6% |
| Participation rate | 41.5% | 55.9%-14.4pp | 67.9%-26.4pp | 67.9%-26.4pp |
| Annual return | 0.00% | 1.73%-1.7pp | 42.35%-42.4pp | -7.85%+7.9pp |
| Employer contribution / active EE | $1,231 | $1,650-25.4% | $2,815-56.3% | $2,597-52.6% |
| Participant deferral / active EE | $1,878 | $2,963-36.6% | $4,430-57.6% | $4,028-53.4% |
| Admin fee / account holder | $371 | $3,041-87.8% | $5,443-93.2% | $5,403-93.1% |