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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,810 | $95,917-75.2% | $79,583-70.1% | $134,545-82.3% |
| Participation rate | 93.3% | 75.0%+18.3pp | 69.5%+23.8pp | 81.2%+12.1pp |
| Annual return | -20.61% | -2.70%-17.9pp | 0.16%-20.8pp | 418.37%-439.0pp |
| Employer contribution / active EE | $2,902 | $3,129-7.3% | $2,414+20.2% | $4,742-38.8% |
| Participant deferral / active EE | $7,803 | $4,694+66.2% | $3,986+95.8% | $6,401+21.9% |
| Admin fee / account holder | $1,715 | $9,132-81.2% | $6,835-74.9% | $11,431-85.0% |