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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,290 | $92,766-83.5% | $82,763-81.5% | $134,545-88.6% |
| Participation rate | 50.0% | 75.2%-25.2pp | 72.6%-22.6pp | 81.2%-31.2pp |
| Annual return | -22.81% | 946.97%-969.8pp | 702.45%-725.3pp | 418.37%-441.2pp |
| Employer contribution / active EE | $1,967 | $3,273-39.9% | $3,008-34.6% | $4,742-58.5% |
| Participant deferral / active EE | $2,619 | $4,802-45.5% | $4,395-40.4% | $6,401-59.1% |
| Admin fee / account holder | $48 | $5,978-99.2% | $5,325-99.1% | $11,431-99.6% |