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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,102 | $104,953-62.7% | $84,637-53.8% | $152,909-74.4% |
| Participation rate | 66.7% | 74.8%-8.2pp | 68.2%-1.6pp | 82.5%-15.8pp |
| Annual return | 27.72% | 373.94%-346.2pp | 258.82%-231.1pp | 345.46%-317.7pp |
| Employer contribution / active EE | $3,317 | $3,304+0.4% | $2,653+25.0% | $4,764-30.4% |
| Participant deferral / active EE | $9,423 | $4,691+100.9% | $3,900+141.6% | $5,851+61.0% |
| Admin fee / account holder | $0 | $6,244-100.0% | $4,914-100.0% | $11,601-100.0% |