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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,299 | $35,949-57.4% | $88,538-82.7% | $65,185-76.5% |
| Participation rate | 93.7% | 56.4%+37.3pp | 68.7%+25.0pp | 70.2%+23.5pp |
| Annual return | 31.18% | 47.52%-16.3pp | 43.64%-12.5pp | 29.38%+1.8pp |
| Employer contribution / active EE | $1,767 | $1,047+68.8% | $2,098-15.8% | $2,177-18.8% |
| Participant deferral / active EE | $7,385 | $1,870+295.0% | $2,914+153.4% | $3,514+110.2% |
| Admin fee / account holder | $484 | $496-2.5% | $4,310-88.8% | $847-42.9% |