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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,609 | $198,457-96.7% | $170,435-96.1% | $147,586-95.5% |
| Participation rate | 64.3% | 88.0%-23.7pp | 83.6%-19.3pp | 82.8%-18.5pp |
| Annual return | 0.00% | 257.30%-257.3pp | 205.94%-205.9pp | 578.59%-578.6pp |
| Employer contribution / active EE | $877 | $6,183-85.8% | $5,432-83.9% | $4,876-82.0% |
| Participant deferral / active EE | $3,252 | $5,629-42.2% | $4,939-34.2% | $5,439-40.2% |
| Admin fee / account holder | $126 | $16,852-99.3% | $13,881-99.1% | $10,886-98.8% |