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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,848 | $138,114-79.1% | $125,391-77.0% | $134,545-78.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -24.06% | 750.88%-774.9pp | 572.41%-596.5pp | 418.37%-442.4pp |
| Employer contribution / active EE | $1,300 | $5,246-75.2% | $4,816-73.0% | $4,742-72.6% |
| Participant deferral / active EE | $11,259 | $7,801+44.3% | $7,448+51.2% | $6,401+75.9% |
| Admin fee / account holder | $519 | $11,570-95.5% | $10,009-94.8% | $11,431-95.5% |