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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,017 | $202,463-94.1% | $169,397-92.9% | $139,487-91.4% |
| Participation rate | 90.9% | 81.1%+9.8pp | 77.2%+13.7pp | 80.3%+10.6pp |
| Annual return | 15.47% | 532.64%-517.2pp | 406.23%-390.8pp | 373.84%-358.4pp |
| Employer contribution / active EE | $550 | $4,694-88.3% | $4,013-86.3% | $4,755-88.4% |
| Participant deferral / active EE | $1,539 | $6,941-77.8% | $6,223-75.3% | $6,713-77.1% |
| Admin fee / account holder | $1,255 | $10,726-88.3% | $9,017-86.1% | $11,407-89.0% |