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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,926 | $78,428-83.5% | $95,960-86.5% | $79,852-83.8% |
| Participation rate | 95.6% | 73.5%+22.1pp | 77.1%+18.5pp | 69.6%+25.9pp |
| Annual return | 19.53% | 19.37%+0.2pp | 91.63%-72.1pp | 31.72%-12.2pp |
| Employer contribution / active EE | $1,829 | $1,945-6.0% | $2,541-28.0% | $2,471-26.0% |
| Participant deferral / active EE | $3,183 | $3,440-7.5% | $4,167-23.6% | $3,740-14.9% |
| Admin fee / account holder | $428 | $5,622-92.4% | $6,797-93.7% | $5,306-91.9% |