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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,322 | $152,597-89.3% | $117,533-86.1% | $134,532-87.9% |
| Participation rate | 100.0% | 77.1%+22.9pp | 70.6%+29.4pp | 81.2%+18.8pp |
| Annual return | -42.15% | 53.04%-95.2pp | 29.77%-71.9pp | 418.27%-460.4pp |
| Employer contribution / active EE | $851 | $5,576-84.7% | $4,179-79.6% | $4,741-82.1% |
| Participant deferral / active EE | $8,405 | $4,821+74.3% | $4,072+106.4% | $6,401+31.3% |
| Admin fee / account holder | $4,800 | $7,007-31.5% | $5,647-15.0% | $11,429-58.0% |