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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,822 | $117,895-45.9% | $102,460-37.7% | $145,897-56.3% |
| Participation rate | 68.8% | 78.6%-9.9pp | 76.5%-7.8pp | 80.3%-11.6pp |
| Annual return | 19.23% | 31.92%-12.7pp | 29.47%-10.2pp | 552.29%-533.1pp |
| Employer contribution / active EE | $1,991 | $3,619-45.0% | $3,025-34.2% | $4,663-57.3% |
| Participant deferral / active EE | $7,426 | $5,736+29.5% | $5,056+46.9% | $6,689+11.0% |
| Admin fee / account holder | $546 | $13,353-95.9% | $9,460-94.2% | $13,390-95.9% |