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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,197 | $149,741-89.2% | $118,914-86.4% | $158,982-89.8% |
| Participation rate | 100.0% | 82.1%+17.9pp | 75.4%+24.6pp | 82.0%+18.0pp |
| Annual return | 27.69% | 19.94%+7.7pp | 35.89%-8.2pp | 302.99%-275.3pp |
| Employer contribution / active EE | $5,405 | $4,119+31.2% | $3,264+65.6% | $4,763+13.5% |
| Participant deferral / active EE | $4,891 | $5,226-6.4% | $4,266+14.6% | $5,983-18.3% |
| Admin fee / account holder | $1,792 | $8,607-79.2% | $6,582-72.8% | $11,252-84.1% |