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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,804 | $123,793-84.0% | $177,840-88.9% | $79,852-75.2% |
| Participation rate | 96.8% | 84.7%+12.1pp | 87.7%+9.1pp | 69.6%+27.1pp |
| Annual return | 13.44% | 22.82%-9.4pp | 48.32%-34.9pp | 31.72%-18.3pp |
| Employer contribution / active EE | $4,504 | $4,095+10.0% | $5,919-23.9% | $2,471+82.3% |
| Participant deferral / active EE | $3,026 | $5,956-49.2% | $7,714-60.8% | $3,740-19.1% |
| Admin fee / account holder | $1,015 | $7,243-86.0% | $12,431-91.8% | $5,306-80.9% |