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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,454 | $106,280-90.2% | $96,538-89.2% | $139,487-92.5% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 25.49% | 38.48%-13.0pp | 35.74%-10.3pp | 373.84%-348.4pp |
| Employer contribution / active EE | $2,214 | $4,107-46.1% | $3,740-40.8% | $4,755-53.4% |
| Participant deferral / active EE | $6,016 | $5,457+10.2% | $4,880+23.3% | $6,713-10.4% |
| Admin fee / account holder | $353 | $7,888-95.5% | $6,737-94.8% | $11,407-96.9% |