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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,107 | $65,367-43.2% | $92,915-60.1% | $72,976-49.2% |
| Participation rate | 62.2% | 68.3%-6.1pp | 76.0%-13.8pp | 69.5%-7.3pp |
| Annual return | 34.10% | 42.11%-8.0pp | 109.45%-75.4pp | 81.02%-46.9pp |
| Employer contribution / active EE | $4,413 | $2,594+70.1% | $3,653+20.8% | $2,440+80.9% |
| Participant deferral / active EE | $7,155 | $3,128+128.7% | $4,238+68.8% | $3,608+98.3% |
| Admin fee / account holder | $4,999 | $4,251+17.6% | $5,796-13.7% | $5,124-2.4% |