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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,392 | $180,459-43.3% | $154,108-33.6% | $135,380-24.4% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -10.90% | 888.21%-899.1pp | 735.21%-746.1pp | 519.81%-530.7pp |
| Employer contribution / active EE | $7,445 | $6,035+23.4% | $5,298+40.5% | $4,779+55.8% |
| Participant deferral / active EE | $5,607 | $5,806-3.4% | $5,081+10.4% | $5,6090% |
| Admin fee / account holder | $1,997 | $16,145-87.6% | $13,411-85.1% | $10,828-81.6% |