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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,819 | $84,493-19.7% | $125,381-45.9% | $66,938+1.3% |
| Participation rate | 100.0% | 76.4%+23.6pp | 82.4%+17.6pp | 69.8%+30.2pp |
| Annual return | -16.99% | -8.49%-8.5pp | 572.31%-589.3pp | 1.58%-18.6pp |
| Employer contribution / active EE | $6,186 | $3,554+74.1% | $4,815+28.5% | $2,545+143.0% |
| Participant deferral / active EE | $16,115 | $6,783+137.6% | $7,448+116.4% | $4,238+280.2% |
| Admin fee / account holder | $994 | $685+45.0% | $10,007-90.1% | $594+67.4% |