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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,487 | $106,923-84.6% | $84,023-80.4% | $152,909-89.2% |
| Participation rate | 66.7% | 75.3%-8.6pp | 69.0%-2.4pp | 82.5%-15.8pp |
| Annual return | 0.00% | 105.02%-105.0pp | 71.32%-71.3pp | 345.46%-345.5pp |
| Employer contribution / active EE | $865 | $2,735-68.4% | $1,984-56.4% | $4,764-81.8% |
| Participant deferral / active EE | $3,093 | $4,013-22.9% | $3,239-4.5% | $5,851-47.1% |
| Admin fee / account holder | $98 | $8,289-98.8% | $6,102-98.4% | $11,601-99.2% |