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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,805 | $85,766-51.3% | $136,298-69.3% | $70,126-40.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 17.91% | 31.46%-13.5pp | 5156.27%-5138.4pp | 73.15%-55.2pp |
| Employer contribution / active EE | $9,571 | $2,966+222.7% | $4,696+103.8% | $2,343+308.6% |
| Participant deferral / active EE | $7,473 | $5,051+47.9% | $6,247+19.6% | $3,332+124.3% |
| Admin fee / account holder | $1,332 | $5,421-75.4% | $9,244-85.6% | $4,645-71.3% |