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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,880 | $99,011-86.0% | $86,582-84.0% | $147,586-90.6% |
| Participation rate | 50.0% | 76.3%-26.3pp | 73.5%-23.5pp | 82.8%-32.8pp |
| Annual return | 11.39% | 1312.75%-1301.4pp | 965.08%-953.7pp | 578.59%-567.2pp |
| Employer contribution / active EE | $2,473 | $3,132-21.0% | $2,839-12.9% | $4,876-49.3% |
| Participant deferral / active EE | $2,237 | $3,972-43.7% | $3,609-38.0% | $5,439-58.9% |
| Admin fee / account holder | $8,857 | $5,709+55.1% | $4,904+80.6% | $10,886-18.6% |