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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $18,205 |
BAKER TILLY US, LLP4 years Filed as: BAKER TILLY VIRCHOW KRAUSE, LLP Service code 10 · EIN 39-0859910 | Accounting | $13,700 |
NFP RETIREMENT INC1 year Filed as: NFP RETIREMENT Service code 10 · EIN 33-0905143 | Accounting | $2,000 |
Filed as: FIDELITY INVESTMENTS INST OP CO. Service code 60 | Sub-TA Fees | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,474 | $100,801-84.6% | $149,745-89.7% | $73,412-78.9% |
| Participation rate | 88.8% | 77.7%+11.1pp | 82.5%+6.3pp | 72.2%+16.6pp |
| Annual return | 51.02% | 265.34%-214.3pp | 276.72%-225.7pp | 59.30%-8.3pp |
| Employer contribution / active EE | $1,159 | $3,312-65.0% | $4,646-75.0% | $2,234-48.1% |
| Participant deferral / active EE | $3,848 | $6,404-39.9% | $6,843-43.8% | $3,806+1.1% |
| Admin fee / account holder | $39 | $181-78.6% | $9,312-99.6% | $158-75.5% |