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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,299 | $127,790-66.9% | $106,554-60.3% | $167,553-74.8% |
| Participation rate | 100.0% | 78.3%+21.7pp | 76.1%+23.9pp | 82.1%+17.9pp |
| Annual return | 10.93% | 33.88%-23.0pp | 26.80%-15.9pp | 478.89%-468.0pp |
| Employer contribution / active EE | $143 | $3,427-95.8% | $2,819-94.9% | $4,840-97.1% |
| Participant deferral / active EE | $6,218 | $5,088+22.2% | $4,398+41.4% | $6,343-2.0% |
| Admin fee / account holder | $9,285 | $11,231-17.3% | $7,408+25.3% | $12,316-24.6% |