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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,093 | $175,231-66.8% | $149,696-61.2% | $139,466-58.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 20.81% | 166.77%-146.0pp | 134.46%-113.6pp | 373.66%-352.9pp |
| Employer contribution / active EE | $6,531 | $5,478+19.2% | $4,821+35.5% | $4,754+37.4% |
| Participant deferral / active EE | $4,374 | $6,521-32.9% | $5,682-23.0% | $6,712-34.8% |
| Admin fee / account holder | $2,659 | $16,155-83.5% | $13,212-79.9% | $11,409-76.7% |