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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,230 | $99,079+189.9% | $78,002+268.2% | $273,972+4.8% |
| Participation rate | 83.3% | 78.6%+4.8pp | 75.5%+7.8pp | 83.0%+0.3pp |
| Annual return | 3.84% | 217.93%-214.1pp | 425.99%-422.2pp | 41.46%-37.6pp |
| Employer contribution / active EE | $1,134 | $3,308-65.7% | $2,470-54.1% | $4,869-76.7% |
| Participant deferral / active EE | $8,759 | $4,306+103.4% | $3,497+150.5% | $5,287+65.7% |
| Admin fee / account holder | $33,803 | $8,954+277.5% | $5,481+516.8% | $10,133+233.6% |