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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,428 | $209,874-62.2% | $189,537-58.1% | $167,536-52.6% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 11.36% | 748.61%-737.2pp | 555.34%-544.0pp | 478.82%-467.5pp |
| Employer contribution / active EE | $26,706 | $6,913+286.3% | $6,161+333.5% | $4,839+451.9% |
| Participant deferral / active EE | $15,767 | $8,934+76.5% | $8,220+91.8% | $6,342+148.6% |
| Admin fee / account holder | $516 | $14,299-96.4% | $12,048-95.7% | $12,315-95.8% |