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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,947 | $211,288-60.7% | $178,540-53.5% | $145,884-43.1% |
| Participation rate | 50.0% | 80.8%-30.8pp | 77.1%-27.1pp | 80.3%-30.3pp |
| Annual return | 14.71% | 30.27%-15.6pp | 27.15%-12.4pp | 551.85%-537.1pp |
| Employer contribution / active EE | $2,791 | $4,574-39.0% | $3,953-29.4% | $4,662-40.1% |
| Participant deferral / active EE | $6,563 | $6,967-5.8% | $6,281+4.5% | $6,690-1.9% |
| Admin fee / account holder | $9,058 | $12,105-25.2% | $10,424-13.1% | $13,392-32.4% |