Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,935 | $55,930-39.3% | $76,089-55.4% | $80,925-58.1% |
| Participation rate | 39.1% | 62.1%-22.9pp | 69.1%-30.0pp | 67.7%-28.5pp |
| Annual return | 9.84% | 20.58%-10.7pp | 360.94%-351.1pp | 35.65%-25.8pp |
| Employer contribution / active EE | $1,563 | $1,866-16.2% | $2,690-41.9% | $2,756-43.3% |
| Participant deferral / active EE | $2,828 | $3,051-7.3% | $4,259-33.6% | $4,299-34.2% |
| Admin fee / account holder | $6,238 | $5,241+19.0% | $6,418-2.8% | $6,940-10.1% |