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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,849 | $85,171-69.7% | $172,752-85.0% | $72,975-64.6% |
| Participation rate | 97.0% | 70.1%+27.0pp | 82.6%+14.4pp | 69.5%+27.5pp |
| Annual return | 32.04% | 27.32%+4.7pp | 802.97%-770.9pp | 81.01%-49.0pp |
| Employer contribution / active EE | $2,490 | $3,324-25.1% | $5,144-51.6% | $2,440+2.1% |
| Participant deferral / active EE | $4,567 | $3,260+40.1% | $5,198-12.1% | $3,608+26.6% |
| Admin fee / account holder | $1,847 | $5,880-68.6% | $13,955-86.8% | $5,124-64.0% |