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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,571 | $180,459-84.7% | $154,108-82.1% | $135,380-79.6% |
| Participation rate | 50.0% | 87.4%-37.4pp | 83.0%-33.0pp | 82.6%-32.6pp |
| Annual return | -23.88% | 888.21%-912.1pp | 735.21%-759.1pp | 519.81%-543.7pp |
| Employer contribution / active EE | $10,833 | $6,035+79.5% | $5,298+104.5% | $4,779+126.7% |
| Participant deferral / active EE | $6,109 | $5,806+5.2% | $5,081+20.2% | $5,609+8.9% |
| Admin fee / account holder | $0 | $16,145-100.0% | $13,411-100.0% | $10,828-100.0% |