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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,980 | $167,533-89.3% | $151,645-88.1% | $134,545-86.6% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | 0.00% | 7.81%-7.8pp | 3.34%-3.3pp | 418.37%-418.4pp |
| Employer contribution / active EE | $14,820 | $6,828+117.0% | $6,165+140.4% | $4,742+212.6% |
| Participant deferral / active EE | $4,953 | $8,985-44.9% | $8,363-40.8% | $6,401-22.6% |
| Admin fee / account holder | $349 | $13,781-97.5% | $11,614-97.0% | $11,431-96.9% |