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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,429 | $100,147-80.6% | $81,286-76.1% | $145,877-86.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 12.78% | 34.44%-21.7pp | 24.80%-12.0pp | 551.28%-538.5pp |
| Employer contribution / active EE | $3,319 | $2,977+11.5% | $2,463+34.8% | $4,663-28.8% |
| Participant deferral / active EE | $7,638 | $4,607+65.8% | $3,883+96.7% | $6,691+14.2% |
| Admin fee / account holder | $2,133 | $8,201-74.0% | $5,764-63.0% | $13,402-84.1% |