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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,151 | $185,883-93.5% | $170,043-92.9% | $139,466-91.3% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 17.14% | 60.54%-43.4pp | 53.40%-36.3pp | 373.66%-356.5pp |
| Employer contribution / active EE | $2,283 | $7,596-69.9% | $6,790-66.4% | $4,754-52.0% |
| Participant deferral / active EE | $7,073 | $11,626-39.2% | $10,410-32.1% | $6,712+5.4% |
| Admin fee / account holder | $495 | $15,393-96.8% | $12,824-96.1% | $11,409-95.7% |