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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,800 | $102,422-55.3% | $147,117-68.9% | $80,959-43.4% |
| Participation rate | 93.3% | 75.9%+17.5pp | 82.2%+11.1pp | 67.7%+25.7pp |
| Annual return | 9.75% | 135.16%-125.4pp | 420.54%-410.8pp | 35.67%-25.9pp |
| Employer contribution / active EE | $7,711 | $3,717+107.4% | $4,932+56.3% | $2,757+179.7% |
| Participant deferral / active EE | $5,007 | $6,652-24.7% | $8,065-37.9% | $4,300+16.4% |
| Admin fee / account holder | $1,240 | $7,953-84.4% | $12,993-90.5% | $6,925-82.1% |