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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,648 | $183,592-91.5% | $155,574-89.9% | $145,877-89.3% |
| Participation rate | 33.3% | 82.7%-49.4pp | 78.2%-44.9pp | 80.3%-47.0pp |
| Annual return | -0.91% | 61.37%-62.3pp | 64.87%-65.8pp | 551.28%-552.2pp |
| Employer contribution / active EE | $1,961 | $5,317-63.1% | $4,676-58.1% | $4,663-57.9% |
| Participant deferral / active EE | $2,455 | $6,466-62.0% | $5,629-56.4% | $6,691-63.3% |
| Admin fee / account holder | $114 | $19,316-99.4% | $15,914-99.3% | $13,402-99.1% |