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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,098 | $167,362-61.7% | $143,799-55.4% | $134,532-52.4% |
| Participation rate | 66.7% | 84.8%-18.2pp | 80.3%-13.6pp | 81.2%-14.6pp |
| Annual return | 3.08% | 0.47%+2.6pp | -0.04%+3.1pp | 418.27%-415.2pp |
| Employer contribution / active EE | $8,592 | $5,620+52.9% | $4,952+73.5% | $4,741+81.2% |
| Participant deferral / active EE | $3,000 | $6,447-53.5% | $5,638-46.8% | $6,401-53.1% |
| Admin fee / account holder | $22 | $18,094-99.9% | $14,677-99.8% | $11,429-99.8% |