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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,074 | $183,516-62.9% | $155,534-56.2% | $145,884-53.3% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 10.66% | 61.43%-50.8pp | 64.92%-54.3pp | 551.85%-541.2pp |
| Employer contribution / active EE | $8,388 | $5,315+57.8% | $4,675+79.4% | $4,662+79.9% |
| Participant deferral / active EE | $167 | $6,467-97.4% | $5,630-97.0% | $6,690-97.5% |
| Admin fee / account holder | $482 | $19,293-97.5% | $15,900-97.0% | $13,392-96.4% |