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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,239 | $102,595+7.5% | $94,057+17.2% | $154,746-28.8% |
| Participation rate | 50.0% | 76.0%-26.0pp | 73.3%-23.3pp | 80.7%-30.7pp |
| Annual return | 17.80% | 583.42%-565.6pp | 480.62%-462.8pp | 172.34%-154.5pp |
| Employer contribution / active EE | $1,771 | $3,147-43.7% | $2,933-39.6% | $4,379-59.6% |
| Participant deferral / active EE | $3,847 | $5,118-24.8% | $4,709-18.3% | $6,730-42.8% |
| Admin fee / account holder | $817 | $7,736-89.4% | $7,244-88.7% | $14,365-94.3% |