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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,872 | $152,619-92.9% | $125,195-91.3% | $152,909-92.9% |
| Participation rate | 80.0% | 83.3%-3.3pp | 79.8%+0.2pp | 82.5%-2.5pp |
| Annual return | 0.00% | 54.85%-54.8pp | 43.79%-43.8pp | 345.46%-345.5pp |
| Employer contribution / active EE | $3,218 | $4,947-35.0% | $3,866-16.8% | $4,764-32.5% |
| Participant deferral / active EE | $3,481 | $5,869-40.7% | $4,937-29.5% | $5,851-40.5% |
| Admin fee / account holder | $581 | $13,437-95.7% | $9,704-94.0% | $11,601-95.0% |