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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $489,939 | $167,533+192.4% | $151,645+223.1% | $134,545+264.1% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -32.05% | 7.81%-39.9pp | 3.34%-35.4pp | 418.37%-450.4pp |
| Employer contribution / active EE | $27,350 | $6,828+300.5% | $6,165+343.6% | $4,742+476.8% |
| Participant deferral / active EE | $23,750 | $8,985+164.3% | $8,363+184.0% | $6,401+271.0% |
| Admin fee / account holder | $18,039 | $13,781+30.9% | $11,614+55.3% | $11,431+57.8% |