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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,581 | $93,598+3.2% | $135,974-29.0% | $75,173+28.5% |
| Participation rate | 82.8% | 75.2%+7.6pp | 81.9%+0.9pp | 67.2%+15.6pp |
| Annual return | 24.63% | 30.89%-6.3pp | 68.30%-43.7pp | 160.72%-136.1pp |
| Employer contribution / active EE | $12 | $3,538-99.7% | $4,859-99.8% | $2,671-99.6% |
| Participant deferral / active EE | $16,423 | $6,405+156.4% | $7,760+111.6% | $4,126+298.0% |
| Admin fee / account holder | $2,198 | $6,978-68.5% | $10,767-79.6% | $5,651-61.1% |