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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,624 | $148,629-88.8% | $135,982-87.8% | $139,487-88.1% |
| Participation rate | 71.4% | 83.9%-12.4pp | 81.9%-10.5pp | 80.3%-8.9pp |
| Annual return | 22.06% | 79.33%-57.3pp | 68.32%-46.3pp | 373.84%-351.8pp |
| Employer contribution / active EE | $1,799 | $5,247-65.7% | $4,859-63.0% | $4,755-62.2% |
| Participant deferral / active EE | $4,351 | $8,102-46.3% | $7,760-43.9% | $6,713-35.2% |
| Admin fee / account holder | $2,472 | $12,406-80.1% | $10,767-77.0% | $11,407-78.3% |